97 P.3d 1031 SOUTH CENTRAL KANSAS HEALTH INSURANCE GROUP, Plaintiff/Appellee, v. HARDEN COMPANY INSURANCE SERVICES, INC., Defendant, and FIREMAN’S FUND INSURANCE COMPANY, Garnishee/Appellant. Nos. 90,554, 90,952.Supreme Court of Kansas. Opinion filed September 24, 2004. SYLLABUS BY THE COURT1. INSURANCE — Insurer’s Duty to Defend — No Duty to Defend When No Coverage under Policy. When […]