75 P.3d 263 PENN-AMERICA INSURANCE COMPANY, Appellant, v. MACALA J. JOHNSON, a Minor, by and through her Father, Robert W. Johnson, and DANNY L. LaROSE, and DALTON L. SCHEIB, a Minor, by and through his Paternal Grandmother, Sherry Scheib, Appellees. No. 89,366.Court of Appeals of Kansas. Opinion filed August 29, 2003. SYLLABUS BY THE COURTINSURANCE […]